Visa Signature Credit Card

Arab Bank’s Visa Signature card is your own personalized key to a world of absolute luxury and convenience. 

Coming to you from the largest global Arab banking network, this unique card gives you a host of prestigious benefits and salient features designed to ensure that you always enjoy the instant recognition and ultimate financial power you deserve locally and across the world. 

This card is offered exclusively to our most valued clients like yourself to enrich your lifestyle with exclusive privileges, refined rewards and unrivalled access to world-class benefits.

We understand your time is precious, so enjoy every moment with the exclusive and luxurious travel privileges of the Arab Bank VISA Signature card:

Financial Benefits:

• Automatic enrollment to our Credit Card Rewards Program Arabi Rewards
• Global and local usage for point-of-sale purchases, online purchases and ATM cash withdrawals
• Special card design equipped with Smart Chip technology to provide you with greater security in addition to the Contactless payment technology that allows you to pay for your everyday purchases quickly and securely with just a tap of your contactless-enabled card
• Extra measures of security when using your card online via the “Arab Bank Verified by Visa” Service
• Optional Credit Shield Insurance* which covers 100% of the outstanding balance, in the event of the death or permanent total disability of the primary cardholder
• Competitive monthly interest rate of 1.45% on purchases and 2% on cash withdrawals
• Flexible repayment instructions including: 5%, 25%, 50% or 100% of the balance
• Funds transfer from your Arab Bank credit card to you current account through Arabi Mobile or Arabi Online
• Interest free grace period on retail purchases for up to 45 days in case of full repayment by payment due date
• The ability to manage your credit card(s) account(s), settle credit card(s) payments and fund your card conveniently from your fresh funds account through our digital banking services Arabi Online and Arabi Mobile
• Issuance of up to 5 supplementary credit cards
• Free SMS alerts and notifications to keep you posted on your card status and transactions
• Possibility to issue a Priority Pass card against low annual fees, giving you access to over 1,300 airport lounges worldwide*** irrespective of any class of travel or airline used. Participating lounges include airports in many countries in the region and worldwide. Priority Pass grants you up to 6 free visits annually from card issuance date that can be used for both cardholder and accompanying guests. Additional visits will be charged. 

Lifestyle Benefits 

1. Global Airport Lounge Access**: 
With the Lounge Key service, your waiting time transforms to absolute indulgence. Any Arab Bank Visa Signature cardholder will enjoy complimentary visits to 1,100+ premium airport lounges across Europe, North America, the Middle East and North Africa to begin your luxurious experience right off the bat. The program offers 12 complimentary airport lounge visits each year, with one visit available before meeting the eligibility criteria, followed by 11 more upon meeting the criteria*.

That’s not all, with “LoungeKey”:

• There is no need to hold a separate access card, and you only need to present your Arab Bank Visa Signature card to gain access. Please make sure to mention “LoungeKey” to reception staff.
• Any Visa Signature cardholder (primary and supplementary) can benefit from the access services.
• Visits are allowed as per eligibility, guests are automatically charged access fees on the presented card.
• It is recommended that you register to use the “LoungeKey” app so that you have access to the latest lounge information and benefit from real-time program information and regular updates while traveling.
• If you would just like to view the lounges available in the program, you can do so by simply visiting the “LoungeKey” website and choosing the “Lounge Finder” option.
• You may use the “LoungeKey” app on both Apple and Android devices.
• Get the option of receiving customer service via the call center numbers available on the “LoungeKey” website.

To visit the “LoungeKey” website, please go to: www.loungekey.com/visasignaturemena
*Eligibility condition: one international purchase/ e-commerce transaction during the calendar year.

2. Global Concierge Service**: 

The Arab Bank Visa Signature card provides its holder with 24/7 personal assistance for the global lifestyle premium services such as arranging restaurants reservations, chauffeurs & taxis, theatre & concerts tickets, travel tickets, gifts and everything else you might need to enhance your leisure and business trips. 
The 24/7 Concierge Service helpline is offered via phone, email, and WhatsApp with multi-language support including: Arabic, English, Korean, Japanese, Cantonese, Mandarin, Malay and Thai. 
Information service is complimentary – customers pay for actual goods/services purchased. 
The Concierge Service Contact Center can be reached by:
Phone: To find your country’s number please visit 
https://km.visamiddleeast.com/en_KM/pay-with-visa/find-a-card/signature.html
Email: concierge@visasignature-mea.com 
WhatsApp: Please add the provided phone number to your contact list +44 7874 023129
To view the WhatsApp Concierge Services User Guide, please click here. 

Arab Bank is not responsible for any risks that may arise from the customer's choice to share his/her data for the purpose of VISA Signature - Concierge Service Expansion.

3. Protection Program**: 

With the Arab Bank Visa Signature card, you will be protected during your travels and 
shopping activities by: 

1- Multi-trip travel insurance that covers the following: 

In addition to visa application - travel insurance requirements e.g. Schengen countries.
2- Extended Warranty that automatically doubles the original manufacturers’ warranty for an item purchased for up to 24 months. 
3- Purchase Protection that covers against lost, stolen or damaged goods with a value that exceeds USD 100, purchased using your card within 365 days from the purchase date. 
4- Medical & Legal Referral Service through ISOS audited medical practitioners and legal professionals. 
For additional details, please visit https://km.visamiddleeast.com/en_KM/pay-with-visa/find-a-card/signature.html

4. Luxury Hotel Collection**: 

The Arab Bank Visa Signature card introduces exclusive offers for over 900 luxury hotels around the world with hundreds of hotels under USD 299/night, in addition to its exclusive benefits such as:

• Guaranteed best available rates
• Automatic room upgrades upon arrival when available
• Free in-room internet and valet parking
• Complimentary continental breakfast
• Late check-outs when available
• VIP Guest status
• Beverage voucher.

Benefits available for bookings made only through www.visaluxuryhotels.com

5. Global Deals and Discounts by Visa International**: 

Take advantage of rewards, deals and discounts at home and overseas when you use your 
Arab Bank Visa Signature card with participating partners. 

Enjoy over 300 offers and promotions for travel, shopping, dining and lifestyle. 

To check the active privileges, please visit: 
https://km.visamiddleeast.com/en_KM/pay-with-visa/find-a-card/signature.html

6. DragonPass ‘Dine & Fly’ Airport Dining Program**:

This airport dining discount program is available at more than 200 restaurants globally. To view the participating restaurants in the program and obtain the discount, download the app "Dine & Travel Companion", available on both Apple and Android devices.

Issuance and usage of the card are subject to the terms, conditions and fees relating to this product. 

* Credit Shield Insurance is subject to the terms and conditions of the original insurance policy signed between Arab Bank and the Insurance Company 
** Terms and conditions of VISA and partners apply
*** For more information about the program, please visit www.prioritypass.com 

For more information, please contact your Relationship Manager or call our Elite Customer Care Center on 1591 if calling from inside Lebanon or 00961 1 981198 if calling from abroad.